Get health insurance for small business owners in arizona
UnitedHealthcare can help you build a healthy business
Your employees are your greatest investment. And health insurance is a critical factor in retaining and recruiting employees for your small business, as well as maintaining productivity and employee satisfaction.
Our health insurance plans help you save money on health care costs and keep your employees informed and healthier. And having healthier employees means a healthier bottom line for you.
To get group health insurance for a small business (companies with 2 to 50 employees) select your state from the list below and explore plans tailored to your needs and group size.
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Figuring out small business health insurance can feel like one of the most difficult and stressful parts of running your own business. Everyone should have health insurance coverage– but the rules and available options are hard to understand.
As a small business owner, you might feel like you’re at a particular disadvantage because you don’t have the backing of a huge HR department to help you. And that’s reflected in the numbers. According to the Bureau of Labor Statistics, 88% of employers with more than 500 employees offer health insurance, but only 55% of employers with fewer than 100 employees offer it.
There’s obviously a gap between health insurance coverage and small businesses. Understanding health insurance is the key to eliminating that gap. Make things a little easier on yourself by reading this all-in-one guide to searching for and choosing the best small business health insurance plan for yourself and your employees. Know what questions to ask, what your small business health insurance plan options are, and the costs.
This infographic summarizes the key points, and you can dig into the details below. Small Business Health Options Program (SHOP).
SHOP, or the Small Business Health Options Program, is a part of the Affordable Care Act.
Each state runs its own SHOP marketplace– either on its own or with help from the federal government– that you can use to search through, learn about, and select the best healthcare options for your small business.
Here’s the rundown:.
If you have between 1 and 50 employees (or up to 100 in Virginia), you’re eligible to select healthcare coverage plans from your state’s SHOP marketplace. You can filter through our different levels of plans– Bronze, Silver, Gold, and Platinum– that indicates their prices (not their quality). Once you pick your “Metal level,” your employees can go into the marketplace and pick whichever plan that works best for them in your category.
You’ll rest assured knowing your expenses will remain the same no matter the specific plan, your employees will appreciate being able to choose their insurance plan, and your business might even benefit from a substantial tax credit. If you have 25 or fewer employees, you should investigate this possibility– it might save you quite a bit of money on your health insurance.