We get it. Your motorcycle is more than a mode of transportation. It’s your pride and joy. It’s an old friend. It’s your passion shared among family and friends. It’s your expression of freedom.
And when it comes to motorcycle insurance Arizona, you want your bike protected. Period. If something happens, you want the best motorcycle insurance, taking care of the claim quickly.
From the majestic views of the Grand Canyon to the year-round agreeable weather, motorcyclists have many reasons to ride in Arizona.
Whether you use your hog to participate in charitable rides or put your bike to work on your daily commute, the importance of securing a motorcycle insurance policy to protect you and your motorcycle can not be overstated.
Before you search for motorcycle insurance quotes, however, there are several factors to consider.
Arizona Motorcycle Statistics
According to the Arizona Department of Transportation:
• More than 180 motorcycle accidents took place in Arizona during 2012 alone.
• Of those 186 accidents, 142 resulted in injury and 35 were fatal and.
• Motorcycle accidents accounted for just 3 percent of all traffic incidents, yet more than 16 percent of all traffic fatalities.
• Officials estimate that motor-vehicle crashes resulted in $2.9 billion in economic losses in Arizona.
• Riders who were involved in accidents without helmets were nearly twice as likely to be killed.
• As more bikes have hit Arizona roads, the fatality rate has increased 55 percent, from 85 to 132 deaths in 2011 and even more in 2012.
According to Forrester Research, by 2004 30% of all Americans were using the Internet to research motorcycle insurance gilbert . By 2005, 16% of the populace were not only doing their research on line but completing the auto insurance purchase as well.
The relatively low percentage of people completing online purchases compared with the amount of Internet research and the success of online companies highlights an important component of the business. It is still not terribly easy to dairyland quote and auto insurance buy online. Many people will do their research online and turn to the telephone to complete the process. Personal experience shows that the insurer has to do a quick search on your driving record before locking in rates, and that is something that is much more quickly accomplished in a real-time interview.
Every major insurance company has an online site that will offer up a tucson arizona cheap auto insurance quote. Some – still a minority – will close an insurance contract online. And between the Internet and the web, companies like have leveraged themselves into the top 10 auto insurance sales companies. and others have the distinct advantage of holding their costs to website maintenance and operation of a quality phone center. They have no agent commissions to pay and no storefronts to support.
that can provide quotes from multiple, well established insurance companies on demand. These sites build their traffic through web searches, using a large amount of content to achieve keyword responses, and purchasing online advertising as well. These sites tend to provide libraries of information about the industry, shopping trends and techniques and advice columns of various sorts. The insurance company sites provide supporting content as well, but the multiple bid sites need it to draw traffic and rely heavily on a well-developed, multidimensional site to bring in inquiries that result in referrals.
Geico and eSurance, on the other hand, spend a lot of money on television commercials. Geico has become so dominant in the field that their commercial buys can be seen on prime time TV shows that are very expensive for advertisers. eSurance has developed a ubiquitous presence with their cartoon avatar Erin, buying TV spots on less expensive shows but buying a lot of them.
There has been a tremendous amount of news reporting about auto insurance prices dropping recently. Much of it attributes the drop to fierce competition and low rates introduced by online providers. It is fair to say that online auto insurance is a major component of the market, even if the sales themselves are being completed offline in some fashion. Eventually, the sales tools will make the online purchase as simple as the rate research.